Payments Xpress

Simplifying the Payment Process

Merchant Login

Products

Products


	For Merchants
- Electronic Check Products
- Check Monitoring Service
- Electronic Payments
- Xpress Payment Console
- Xpress Payment Gateway
	For Banks

	For Processors

Quick Reference

Automated Clearing House

Lockbox

Payment Gateway

SEC Codes

Products

Banks

Increase your commercial clientele and offer your existing customers a direct ACH Network processing service. Our Internet application is designed to provide a complete ACH Processing System for Financial Institutions and their customers. By utilizing our product, you can surpass the expense and time investment required to operate and maintain a complete ACH processing system. The Payment Xpress System works to process electronic payments to and from the Federal Reserve.

Reduce the cost of your current payment processing expenses and increase your revenue generated by interest earning and on-going fee income. Gain new commercial customers or retain profitable existing customers and strengthen key depository relationships. Our product is especially valuable to smaller banks.

Client Benefits

	Improved cash flow
	- Streamline billing process
	- Guarantees timely customer payments
	- Faster access to funds than waiting for check in mail
	- Eliminates lost and stolen checks
	- Eliminate late payments

	Cost savings
	- Cheaper than credit cards
	- Less chance of fraud with Xpress Verify account verification
	- Reduce labor costs associated with physical check processing
	- Save time not waiting on checks in the mail / going to banks for deposits
	- Save on expensive invoicing and mailing costs
	- Eliminate cost of paper checks

	Improve customer service
	- Ships products faster than receiving checks by mail
	- Check writer does not have to be present
	- Customers don’t have to worry about lost / slow checks in mail

	Increase your sales
	- Gain competitive advantage by offering an additional payment option
	- Convenient to customers
	- Increase sales by giving businesses access to a larger market of
	people who don’t have credit cards

	Ease of use
	- No expensive software
	- No software support costs
	- No installation
	- Software is web based
	- Easy integration software

Call us toll-free today at 1-(877)-799-1820 to talk to a representative about how our product can benefit you.

Processors

Payment Xpress' electronic payment application is designed for 3rd Party ACH Processors who market electronic payment processing services to businesses. The application processes electronic payments to and from the Federal Reserve. We enable 3rd Party ACH Processors to offer electronic payment ACH Network services to the smallest of merchants. Any enterprise that sells products and services to consumers is a potential client.

We make available the financial institution relationships required to process to and from the Federal Reserve as required by the ACH Network.

Sign up now to build your client loyalty and retention, and create residual income by operating your own ACH Processor Application.

Call us toll-free today at 1-(877)-799-1820 to talk to a representative about how our product can benefit you.

Bank Benefits

	Protection against fraud
	More efficient
	Cost effective
	Larger market for commercial clients

Processor Benefits

	Competitive ACH transaction pricing
	Improve customer service
	Fraud protection