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Check Monitoring Service
- NSF Collections
- Check Verification
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Check Monitoring Service

Our check monitoring services allow your business to function more effectively by simplifying the hassles of collecting bounced checks and by avoiding fraud.  Our NSF Collection tools make it easier than ever and much more likely to collect on NSF checks. Check verification allows you to see the status of your customers' accounts virtually eliminating the threat of fraud.

NSF Collections Back to Top

Simplify the process and reduce the costs of NSF check collection by using the Payments Xpress check processing system to electronically resubmit NSF checks whenever you choose.  

Banks will blindly resubmit NSF checks on their schedule which usually leads to additional bounced checks and even more ridiculous fees.  In addition, banks are only allowed by law to present paper NSF checks one additional time before being forced to give up on collecting the NSF debt.

By following specific procedures, Payments Xpress can help you collect NSF checks electronically.  Not only does this mean we can stop your bank from resubmitting NSF checks blindly, it also means you can control when the NSF checks are resubmitted.  It also means you are allowed by law to resubmit the NSF item two additional times if necessary.

Most checks are not bounced intentionally.  You have the option whether or not to charge an NSF fee.  And by controlling the timing of resubmitting an NSF check, you can elect to resubmit checks on known paydays like the 1st and 15th or you can work directly with your customers to know when it will be best to resubmit an NSF check and save them the embarrassment and costs of resubmitting the check before they have the funds available.

Call us toll-free today at 1-(877)-799-1820 to talk to a representative about how NSF Collections can benefit your business.

Check Verification Back to Top

Real-time, online check verification has never been easier when utilizing Xpress Verify through Payments Xpress.

With direct access to many large and small banks, Xpress Verify offers powerful, accurate and robust verification.

With Xpress Verify merchants can now determine in real-time whether the account exists, is currently overdrawn, frozen or closed thus ascertaining whether a check is likely to be returned.  Xpress Verify can help reduce NSF returns.

Call us toll-free today at 1-(877)-799-1820 to talk to a representative about how Xpress Verify check verification can benefit your business.

 
Benefits
No threatening letters to your customers
Fast and convenient
The customer does not have to bring you a money order or cashier's check
Customer is responsible for the cost of collecting the funds
 
Benefits
Get real-time account status information
Reduce exposure to returned checks
Verification completed in seconds
Status information provided by check writer's bank
Easy to use!
 
 
 
 
 
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