Simplifying the Payment Process
Products
Products
 
Electronic Check Products
- Checks by Phone/Fax
- Internet Checks
- Schedule Recurring Payments
- Batch Uploads
Check Monitoring Service
Electronic Payments
Xpress Payment Console
Xpress Payment Gateway
 

  Quick Reference
 
Automated Clearing House
Originator
Electronic Funds Transfer
Electronic Check

 
 
Electronic Check Products
Our Electronic Gateway allows merchants the ability to establish secure automated communications between an Internet aware software application and our check processing system.
Checks By Phone/Fax Back to Top

Broaden your current market by offering your customers the convenience of paying by check. Set yourself apart from your competition and increase your sales and profits.

Our electronic check processing software enables your business to accept check payments over the phone or by fax, eliminating the need for bank runs or waiting for the check in the mail. We automatically and electronically debit your customers bank account for your products and services as well as eliminate the ongoing expense of accepting and processing traditional paper checks.

You can accept checks over the phone as easily as accepting a credit card payment. When a consumer would like to pay your company by phone, a salesperson, collection agent, or telemarketing representative requests the consumer to read the MICR line at the bottom of their check. The MICR line contains the consumers’ checking account number, bank routing number and check number needed to process the transactions electronically. This information can be sent to us as a batch that is uploaded at our secure web site or individual checks can be processed in real-time through our secure, easy-to-use Xpress Payment Gateway that can be accessed securely from any internet connection. The information submitted is sent to our real-time payments gateway which verifies bank account information, authorizes the transaction and processes the payment as a TEL transaction via the Automated Clearing House (ACH) system.

Our telephone/fax check solution reduces costs and provides your customers with a convenient payment alternative to credit cards. Getting started is easy. Our service does not require any software to purchase or install, all you need is an internet connection, telephone and merchant account.

Call us toll-free today at 1-(877)-799-1820 to talk to a representative about how accepting checks over the phone/fax can benefit your business.

Internet Checks Back to Top

Accept checks over the internet now and open your business to millions of new customers. Our Xpress Payment Gateway is an information capture and processing service that allows consumers to pay for goods or services over the Internet by check without the need to mail a check. Convenient to your customer and cost effective to your business, our Internet check solution is easy to implement and integrates into your current shopping cart.

Internet checks cost much less per transaction allowing you to save money compared to credit cards. The consumer can input their checking account information directly into their web-browser and the check data will be delivered directly to our Xpress Payment Gateway that will convert the data into an ACH transaction or a paper bank draft. Paper bank drafts are treated exactly like checks when they are deposited at the merchant’s bank.

Getting started is easy. Our Xpress Payment Gateway seamlessly integrates into any E-Commerce application.  Call us toll-free today at 1-(877)-799-1820 to talk to a representative about how accepting online checks can benefit your business.

Schedule Recurring Payments Back to Top

Fully automate your A/R Processing by scheduling recurring payments. Your business may automatically withdraw funds from a customer's bank account with signed written authorization from the customer. We provide a low-cost recurring payment method that is simple to setup and use. Payments may be set up as a one-time or multiple payment at any type of frequency including daily, weekly, monthly, twice-per-month, quarterly and annually. 

Our service allows your business to issue refunds to customers, send electronic payments to your vendors and easily pay employees every month with recurring Direct Deposit. Our service does not require any software to purchase or install, all you need is an internet connection and web browser, billing is based on usage.

Call us toll-free today at 1-(877)-799-1820 to talk to a representative about how recurring payments can benefit your business.

Batch Uploads Back to Top

Our batch processing tool allows your business to process thousands of individual transactions at a time with the upload of a single file.   Batch processing reduces time spent on processing individual transactions. With our 24 x 7 services, you may transmit your files at your convenience any time.

Call us toll-free today at 1-(877)-799-1820 to talk to a representative about how batch uploads can benefit your business.

 

 

Benefits
No waiting for the mail
Xpress Payment Gateway integrates with ALL online shopping carts
Faster check verification
Flat fee per transaction
128 bit SSL and advanced fraud control


Telemarketers!
Payments Xpress requires that telemarketers follow all rules set forth by the Telemarketing Sales Rule. Non-compliance will result in the elimination of your company account and legal action.

Click Here for information on how to comply with the Telemarketing Sales Rule
Benefits
No waiting for the mail
Faster check verification
Flat fee per transaction
Reduce bounced check issues
Less chance of fraud with Xpress Verify
 
Benefits
Easy, no hassle payment
Setup payments for any frequency
Fully automated
No software installation required
Benefits
Save time
Save money
Process many transactions at a time
Online transaction reporting
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