Our Xpress Payment Gateway provides merchants with the ability to establish 128-bit secure automated communications between an Internet aware software application and the Xpress Payment Gateway. Merchants simply write to the specifications we provide, and our payment processing gateway does the rest.

The following services may be accessed through the Xpress Payment Gateway:

The Xpress Payment Website is the easiest and fastest way to start taking payments over the Internet.  Simply insert a payment link onto your website and when the user clicks on the link, they will be redirected to a terminal on the Xpress Payment Gateway that will collect and process their payment information.  When they are finished making their payment, the customer is sent back to your website at the URL of your choosing.

This API is the best option for merchants who want to avoid the expense and resources needed to develop their own online payment tool. 

The Xpress Pay Advanced API gives merchants the ability to create their own custom interface or application that connects directly to the Xpress Payment Gateway.  Merchants can create a payment tool that suits their needs for branding and efficiency.  The customer never leaves your website or application.

This API works best for integration into shopping carts, online payment systems or any other Internet-aware software application needing a gateway connection for processing payments.

The Xpress Batch Upload API enables merchants to automate the process of uploading batches to the Xpress Payment Gateway.   Batch files allow you to process thousands of transactions at a time with the upload of a single file.

This API is useful for merchants uploading transactions from software applications that cannot be modified to process individual transactions in real-time through the Xpress Pay Advanced API. 

Our Xpress Recurring Scheduler enables merchants to fully automate their A/R Processing by scheduling recurring payments through our Xpress Payment Gateway. Businesses may automatically withdraw funds from a customer's bank account with signed written authorization from the customer. Payments may be set up as a one-time or multiple payment at any type of frequency; weekly, monthly, annually, use our service to set up any schedule for your payment needs.

Xpress Status Tracking enables a merchant application to connect to our payment gateway to track any and all payment transactions sent through Payments Xpress. Merchants are able to get the status of a transaction to see if it has been process, cleared, returned, cancelled, or charged back. Every check status is real-time and accessible online through our Xpress Payment Gateway.

Xpress Verify connects your application to Payment Xpress' 170 million plus accounts to verify if an account is currently over drawn, frozen or closed thus ascertaining whether a check is likely to be returned. Virtually in real-time, merchants can quickly approve or decline to accept a check payment.